Claim Scenarios

ID Theft

Discovering your personal info stolen, leading to fraudulent credit cards, loans, and government benefits in your name, damages your credit score. Struggling to clear your name, you face endless calls with creditors, battling to prove your innocence. The emotional toll is heavy, leaving you violated and powerless.

Phishing Scams

You get an email resembling your bank’s official communication, asking urgently to verify your account details via a link. Despite your caution, you’re caught off guard and click, entering your login info. Soon, you receive another email confirming changes to your account, and your balance is emptied. Panic ensues as you realize you’ve fallen for a phishing scam, scrambling to freeze your accounts and contact your bank to prevent further damage.

Ransomware Attack

Imagine finding all your files encrypted one morning—a ransomware attack demands a hefty Bitcoin payment for access. As a freelancer, losing these files threatens your livelihood. Desperate to retrieve them, you contemplate paying the ransom, but fear dealing with cybercriminals and uncertain if they’ll decrypt your files. With looming deadlines and demanding clients, stress mounts in an already dire situation.

Online Fraud

You’ve saved for months to buy a designer handbag from an online store you found on social media. Despite its professional appearance and reasonable prices, your order never arrives. Frantic emails to the company go unanswered, and you realize too late that it’s a scam. Losing money, you feel foolish and vow to be more cautious with online retailers, even if it means passing up good deals.

Cyber Bullying

Your teenage daughter confides in you about cyberbullying, receiving cruel messages from classmates on social media, hurting her confidence and well-being. Despite efforts with school administrators, the cyberbullying persists, leaving you feeling helpless and frustrated with inadequate measures against online harassment.

Social Engineering Attack

You get a call from a supposed tech company rep, claiming your computer has a virus. They instruct you to download remote access software to fix it. But instead, it gives them unrestricted access, letting them monitor, steal sensitive info, and launch cyber attacks using your device. Feeling violated, you’re now wary of unsolicited communication via phone, email, or text.

Data Breaches

Your healthcare provider notifies you of a breach, revealing your personal health info, including medical history and insurance details, might be compromised. Anxiety grips you, fearing the consequences for your privacy and financial security. You ponder how the breach happened and what measures you can take to safeguard against identity theft and fraud.

Unauthorized Access

You notice unusual activity on your social media—posts and messages you didn’t make. Investigation reveals your accounts are hacked, spreading spam and phishing links. Feeling violated and embarrassed, you worry about reputation damage. After regaining control with new passwords and two-factor authentication, you wonder how they accessed your accounts and how to prevent future breaches.

Online Extortion

You get an email demanding money in exchange for not releasing intimate photos and videos of you. Shocked, you realize someone has compromising material without your consent, using it to blackmail you. Fearful of public exposure, you debate paying to protect your privacy or refusing the demands. Feeling ashamed and vulnerable, you dread the possibility of your private moments being exposed against your will.

Online Scams

You spot an appealing online ad for a workfrom- home gig, pledging big earnings with little effort. Hoping to boost income, you sign up, investing heavily in training and fees. But as you explore further, you find the returns unrealistic and the focus on recruiting, not genuine work. Realizing it’s a pyramid scheme, you’re frustrated and vow to be cautious with online opportunities.